---
title: If an employee wanted to switch from a HMO to a PPO plan are they still able to or is it too late for those changes to happen?
description: If an employee wanted to switch from a HMO to a PPO plan are they still able to or is it too late for those changes to happen?
---

[Skip to content](https://clientportal.newcityinsurance.com/migration/knowledge/question-3#main-content)

English

Show submenu for translations

[Customer portal](https://clientportal.newcityinsurance.com/tickets-view?hsLang=en)

New City Insurance

Open main navigation

Close main navigation

- English
  
  Show submenu for translations
- [Customer portal](https://clientportal.newcityinsurance.com/tickets-view)
- Go to newcityinsurance.com

 Go to newcityinsurance.com

 Hello. How can we help you?

- There are no suggestions because the search field is empty.

1. [Help Center](https://clientportal.newcityinsurance.com/migration/knowledge?hsLang=en)
2. [Mid year Plan Changes](https://clientportal.newcityinsurance.com/migration/knowledge/mid-year-plan-changes?hsLang=en)

# If an employee wanted to switch from a HMO to a PPO plan are they still able to or is it too late for those changes to happen?

Yes, if they are in the first 30 days of the new plan, the employee can make a change without issue. 

- [Prospective Employee](https://clientportal.newcityinsurance.com/migration/knowledge/prospective-employee?hsLang=en)
- [Part Time Employee](https://clientportal.newcityinsurance.com/migration/knowledge/part-time-employee?hsLang=en)
- [Termination](https://clientportal.newcityinsurance.com/migration/knowledge/termination?hsLang=en)
- [Mid year Plan Changes](https://clientportal.newcityinsurance.com/migration/knowledge/mid-year-plan-changes?hsLang=en)
- [Deductions and Elections](https://clientportal.newcityinsurance.com/migration/knowledge/deductions-and-elections?hsLang=en)
- [FSA / HRA/ HSA](https://clientportal.newcityinsurance.com/migration/knowledge/fsa-hra-hsa?hsLang=en)
- [Eligibility](https://clientportal.newcityinsurance.com/migration/knowledge/eligibility?hsLang=en)
- [Qualifying Event](https://clientportal.newcityinsurance.com/migration/knowledge/qualifying-event?hsLang=en)
- [Billing](https://clientportal.newcityinsurance.com/migration/knowledge/billing?hsLang=en)
- [Plan Administration](https://clientportal.newcityinsurance.com/migration/knowledge/plan-administration?hsLang=en)

# New City Insurance

newcityinsurance.com Help Center

Copyright © 2026, New City Insurance